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Buying a Second Home in Fountain Hills, AZ

Real Estate Beth Kohoutek August 27, 2025

Buying a Second Home in Fountain Hills, Arizona: A Smart Investment and Lifestyle Choice

Dreaming of a tranquil desert getaway or an investment property that doubles as your vacation retreat? Buying a second home in Fountain Hills, Arizona is an excellent choice. This picturesque town, known for its stunning desert landscape, custom homes, and vibrant community, offers the perfect mix of relaxation and convenience. With breathtaking views, endless outdoor recreation, and close proximity to Scottsdale and Phoenix Sky Harbor International Airport, Fountain Hills is one of Arizona’s top destinations for second-home buyers.

If you’re considering purchasing a second home in Fountain Hills, here are the key factors to keep in mind:


Location and Lifestyle in Fountain Hills

When purchasing a second home, location is everything. Fountain Hills real estate offers a wide range of neighborhoods, from golf course communities to hillside estates with panoramic mountain and desert views. Decide what lifestyle fits your needs:

  • A quiet retreat tucked into the Sonoran Desert foothills
  • A home near the cultural heart of town with restaurants, art festivals, and events
  • Easy access to Scottsdale nightlife and world-class shopping

Fountain Hills is a safe, welcoming town of about 25,000 residents, making it the perfect balance between small-town charm and big-city convenience.


Usage and Investment Potential

Before you buy, define how you plan to use your second home. Will it serve solely as your private vacation retreat, or will you rent it out seasonally for additional income? Many owners in Fountain Hills choose to:

  • Enjoy their property during Arizona’s mild winter months, but many also choose to enjoy their home in the beautiful shoulder seasons of October-November and April-May, then;
  • Rent it out as a short-term or long-term rental during peak seasons
  • Many also use their Desert Home to accommodate visiting family and friends year-round

Researching the vacation rental market in Fountain Hills can help you determine rental income potential and ensure your home serves both lifestyle and investment goals.


Financial Considerations

Buying a second home requires careful financial planning. Beyond the purchase price, you’ll want to budget for:

  • Property taxes and HOA fees
  • Home insurance
  • Regular maintenance and utilities
  • Landscaping and pool service

If you plan to rent out your home, factor in potential rental income along with expenses such as cleaning, repairs, and management fees.


Property Management Services

Owning a second home from afar can present challenges. Partnering with a local property management company in Fountain Hills ensures your home is well cared for when you’re away. At RE/MAX Sun Properties, we offer full-service seasonal and long-term property management, including tenant screening, vendor coordination, and maintenance oversight. This gives you peace of mind and helps maximize your investment.


Tax Considerations

Every second-home buyer should consult a tax professional before purchasing. Tax implications can vary depending on how you use your home:

  • Personal vacation home vs. rental property
  • Amount of time you occupy the property
  • Deductible expenses for rental operations

Proper planning ensures you take advantage of any tax benefits while avoiding surprises.


Seasonal Living in Fountain Hills

Fountain Hills is a four-season destination, but its mild winters and spring wildflower season are especially appealing to out-of-state buyers. Many second-home owners also enjoy:

  • Poolside living in the warm summer months
  • Hiking and golfing in the fall and spring
  • Holiday events and community gatherings throughout the year

Your choice of when to use your property can influence both your personal enjoyment and its rental income potential.


Local Regulations and HOA Rules

Before finalizing your purchase, be sure to review Town of Fountain Hills zoning laws, HOA rules, and short-term rental regulations. Some neighborhoods restrict vacation rentals or impose rules about property usage. Understanding these guidelines upfront ensures you can fully enjoy and manage your second home. Click here to review Fountain Hills rental regulations.


Make Your Second Home in Fountain Hills a Reality

Purchasing a second home in Fountain Hills is more than a financial investment, it’s a lifestyle choice. With its scenic beauty, community events, and prime location near Scottsdale and Phoenix, Fountain Hills offers both personal enjoyment and strong investment potential.

Let one of our experienced Fountain Hills Realtors at RE/MAX Sun Properties guide you through the process. With local expertise and insider knowledge, we’ll help you find the perfect second home that fits your goals.

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